Card Machines For Every Type of Business
Find The Right Card Machine For Your Business. Compare Machines & More From a Range of Banks in 30 Seconds.
get Your Card Machine in 3 Easy Steps
1
Apply Online
Complete your application online and select the solution that's best for your business. Our team processes your application quickly so you're not waiting around.
2
Account Setup
Once approved we will assist with the setup of your online account & so you can keep an eye on your transactions in real time.
3
Transact
Start transacting and growing your business. With most of our banks funds are settled the next working day.
Get Paid Quickly.
Why wait a few days for your hard earned money to land in your bank account? With our wide range of banks & card machines your takings can be transferred to your account same day, next day or just about whenever you want it.
You get faster access to your funds up to 4 x in the same working day which improves your cash flow & gives you the ability to do what you want when you want.
Countertop & Portable card machines
Countertop card machines are perfect for businesses with a fixed till or checkout area, ideal for retail, salons, and of course hospitality venues also. Our machines offer a reliable, wired connection through broadband or phone line giving you a secure connection always. Not only are they super easy to use but are PCI compliant and ready to take both chip & PIN and contactless payments in an instant. The ideal solution for a busy environment.
Ultra Reliable Connectivity
Stay connected always through secure broadband or ethernet for uninterrupted payment processing from 0.29%.
Perfect for Busy Counters
Ideal for retail, hospitality and fixed locations where speed & reliability matter most.
PCI Compliant security
Built in encryption and compliance with the latest standards to protect every transaction.
Easy To Use
Fixed position makes training easy and ensures a smooth checkout experience every time.
Mobile Card Machines
Mobile card machines are built for businesses that are on the move. With built in SIM cards and 4G connectivity allowing you to take payments anywhere in the UK with no broadband or wifi needed. Not only are they super easy to use they are lightweight and secure too which makes our portable card machines the ideal choice for food vans, restaurants & bars or just about anyone who takes payments anywhere.
4G or WiFi Connectivity
Stay connected however you choose with our mobile card machines.
Take Payments on The Move
Take payments anywhere with ultra fast connectivity in 99.9% of the UK! with rates from 0.29%
Fast & Easy
Not only is it very easy to use but its also super fast and can take payments in an instant.
Secure
Ensure you remain secure and compliant with our built in security, meaning you'll have peace of mind wherever you are.
Pay As You Go Card Machines
Pay as you go card machines are an ideal payment solution for those small businesses or start ups who are looking to take card payments without the need of a contract or monthly bill. Whilst you will pay a higher rate you will benefit from fast settlements and being able to take payments wherever you need to, whenever you need to. Ideal for food trucks, small cafe’s, market sellers and sole traders.
No Contract
No contract card machines, ideal for sole traders or having as a spare machine with a transaction rate of 1.25%
4G Connection
Take contactless payments anywhere in the UK!
Super Quick
Fast payments in just 3 seconds with our super quick connection.
Secure
Ensure you remain secure and compliant with our built in security, meaning you'll have peace of mind wherever you are.
PAX A77
The PAX A77 with Teya is a compact, Android based smart card terminal designed for portability and performance. We are able to offer this card machine for a reduced fee.
Key Features
4G and WiFi enabled
Long lasting battery designed for full trading days
Android operating system
Contactless, Chip and PIN, Apple Pay and Google Pay
Touchscreen interface
Portable and lightweight
One off cost currently around £69 with our discount
Transaction rates typically between 0.6% and 0.9%, depending on volume
The competitive transaction rate makes this machine particularly attractive for event traders with high turnover. The 4G connectivity ensures flexibility when WiFi is unreliable.
Click here to get this card machine
PAX A920 Pro
The Pax A920 Pro is among the most advanced mobile card machines on the market, its a great choice for anyone looking to use market leading technology whilst on the move, it features a full colour high definition touchscreen, built in receipt printer and accepts all major payment types including mobile wallet transactions. The key advantage for mobile use is the included roaming SIM card which connects to the strongest UK mobile network automatically within that area such as O2, EE, 3, Vodafone. This ensures you remain connected in city centres, rural areas or busy festival sites.
Its battery is designed for full day trading without needing recharge. The Android based interface is intuitive and business friendly. A companion merchant portal gives you access to transaction data, settlements & fee analysis. The device meets current compliance standards and enjoys wide support from UK acquiring bank, as expected because it is a state of the art bit of kit it retails at around £350 if you want to buy it outright, but you can also get a monthly plan where you’d likely pay around £15-£20 a month but this will also mean you can obtain considerably lower processing rates of around 0.3% for a debit transaction. For mobile food businesses that demand performance, reliability & connectivity, the Pax A920 Pro is a top choice.
Click here to get this card machine
Castle Saturn 1000
The Castle Saturn 1000 is a decent terminal crafted for mobile trade that needs durability & speed. It supports mobile network, WiFi and Bluetooth connections and comes with a built in receipt printer. It is a solid bit of kit like the A920 and will set you back around £300 to buy outright but can also be financed or leased for about £15 a month. Fast transaction speed & reliability in outdoor conditions.
The interface is straightforward and quick for busy service lines. It accepts contactless, chip & PIN and mobile wallet payments. Its battery life supports long shifts and the device is built to withstand heavy use. For food vendors operating markets, festivals or busy street locations the Castle Saturn 1000 is a dependable workhorse and has a battery life of about 8 hours on a single charge.
Click here to get this card machine
Clover Flex
The Clover Flex is more than a card machine it is a portable point of sale system in the palm of your hand. With SIM connectivity, WiFi support and mobile data access, you can trade almost anywhere in the UK (about 99% of it to be exact). The device includes a touchscreen, receipt printer and supports all major payment methods.
Beyond payments the Clover Flex offers features like inventory tracking, employee login, tip tracking and sales analytics. For food truck businesses that want to scale, manage staff, and track performance beyond just payments, this terminal delivers. The user interface is intuitive even for team members unfamiliar with card systems. Its versatility& mobility make it a smart investment for branded food trucks or multi location operations, again this machine has a battery life of around 8 hours too which makes it a solid choice for anyone out and about.
Click here to get this card machine
Sky Tab Solo
The Shift4 SkyTab Solo is a powerful yet affordable payment solution, perfectly suited to the needs of small businesses. With a low 1.25% transaction rate and no authorisation fees, it helps you keep more of what you earn, while the absence of contracts gives you complete flexibility and peace of mind. The terminal itself is provided free of charge, removing upfront costs and making it easy to get started.
Designed for reliability and convenience, the SkyTab Solo features both 4G SIM and Wi-Fi connectivity, so you can take payments seamlessly whether you are on the move or operating from a fixed location. Simple to use, dependable and cost-efficient, it is an ideal choice for businesses looking to streamline payments without compromise, make the switch to SkyTab Solo today and put your payments to work harder for you.
We can offer this machine free of charge to small businesses, click the link to get started.
Card Machines for Different Types of Businesses
Different types of businesses have different payment needs. For example, mobile trades may prioritise portability, while cafés and salons often need fast contactless payments. Below are some of our guides covering the best card machines for specific industries.
What is a Card Machine & How Does it Work
A card machine, also known as a card payment terminal, allows businesses to accept debit and credit card payments securely in person. When a customer taps, inserts or swipes their card, the machine sends the transaction data to a payment processor, which then communicates with the customer’s bank to approve or decline the payment.
Once approved, the funds are transferred to the business bank account, typically within one to two working days depending on the provider. Behind the scenes, every transaction involves multiple parties including the card network, issuing bank, acquiring bank and payment processor. This is why transaction fees vary and why choosing the right setup is important for long term cost control. For most UK businesses, a reliable card machine is no longer optional. Customers expect fast, contactless payments, and businesses that cannot offer this risk losing sales at the point of purchase.
How To Choose The Right Card Machine For Your Business
Selecting a card machine is not just about the hardware. It is about choosing a solution that matches how your business operates both now and as it grows. The first consideration is how you take payments. A fixed retail shop will benefit from a countertop setup, whereas a mobile business needs 4G connectivity. Hospitality businesses often require portable machines to improve service speed. The second factor is transaction volume.
Businesses processing higher volumes typically benefit from lower transaction rates on monthly contracts, while smaller businesses often prefer the flexibility of pay as you go pricing. You should also consider settlement speed, integration with EPOS systems, and whether you need additional features such as tipping, multi user access or reporting tools. Finally, contract terms matter. Many providers lock businesses into long agreements with exit fees. Comparing providers across the market helps avoid overpaying or being tied into unsuitable terms.
Understanding Card Machine Costs
Card machine pricing in the UK can appear simple on the surface, but there are several components that affect what you actually pay. Transaction fees are the most visible cost and are usually charged as a percentage of each sale. These can vary depending on card type, volume and provider pricing model. There may also be monthly terminal rental fees, authorisation fees, PCI compliance charges and costs linked to additional features or integrations. For many businesses, the biggest challenge is not the headline rate, but understanding the full pricing structure. Costs can change as your business grows, which is why comparing providers on a like for like basis is essential before committing.
Why Businesses Compare Card Machine Providers
The UK card payments market is highly competitive, with a wide range of providers offering different pricing models, hardware options and contract terms. No single provider is the best fit for every business. Comparing options allows businesses to access lower transaction rates based on their volume, find flexible contracts with fewer restrictions, choose hardware suited to their environment, and avoid hidden fees and long term commitments. Working with a comparison service gives access to multiple acquiring banks and providers rather than being limited to a single offering. This makes it easier to match the right solution to your business model.
Card Machines For Different Industries
Different industries have very different payment requirements, which is why a one size fits all approach rarely works. Retail businesses typically prioritise speed and reliability at the checkout. Hospitality venues need flexibility and portability to serve customers efficiently. Trades and mobile businesses require strong connectivity on the move, while start ups often prioritise low upfront costs and simple pricing. By aligning your card machine setup with your industry, you can improve both operational efficiency and customer experience.
Future Proofing Your Payment Setup
Card payments continue to evolve, with increasing demand for contactless, mobile wallets and integrated payment systems. Businesses should consider not only their current needs but also how their payment setup will support future growth. Modern card machines now support features such as Apple Pay, Google Pay and integration with business software, making them more than just payment devices. Choosing a flexible solution ensures your business can adapt as customer expectations and payment technologies continue to change.
Why Choose Us?
Discover the Benefits of Payments World
Whether you are looking to for a reliable card machine or a quick setup for an e-commerce website, we have you covered with our choice of multiple banks and payment processors. We can get you set up quickly with the best deal for your business in no time.
Lowest Rates
We provide a whole of market quote enabling us to give you the best rates across the market.
UK Support
Personalised UK based support from our team of experts, ensuring you get the help you need when you need it.
Fast Setup
Get approved, setup & start taking payments in as little as 24 hours. Why wait?
Frequently Asked Questions
Countertop machines are usually fixed to a till or shop counter and are connected by broadband. Portable machines work over Wi-Fi and can move around your premises which great for restaurants and and pubs, Similarly Mobile machines can move around except as they use 4G SIM cards you can take payments on the go, anywhere in the UK. perfect for food vans, markets or anyone who works outside.
Most card machines are dispatched within 24–48 hours of approval. Thankfully they are pre configured so you can get to work straight away!.
Yes they do. All of our machines support contactless, chip & PIN, Apple Pay, Google Pay, and most major debit and credit cards, including American Express.
Absolutely. Mobile card machines come with built-in SIM cards and connect to the 4G network, in the same way a mobile phone does, so you can take payments anywhere without wifi or broadband.
Yes! This is exactly why Payments world exists – to provide you a better deal and more choice. Many businesses switch providers to get better rates or more flexible contracts. We’ll guide you through the process and help you find the best deal for you and your business.
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